ETA  for Financial Institutions

These pages are intended for ETA providers that currently have an ETA  program. If you are a consumer or other individual who may not be interested in this information, click here and you will be returned to the main ETA  page.

General Information

Financial institutions play a major role in increasing the use of Direct Deposit , the ETA and other banking services, including checking, savings or other basic accounts. An ETA is a low-cost account that is made available by participating federally insured financial institutions to individuals who receive Federal benefit, wage, salary, or retirement payments.  The account allows recipients to receive Federal payments electronically in accordance with the Electronic Funds Transfer (EFT) provision of the Debt Collection Improvement Act of 1996 (DCIA). Financial institutions that offer the ETA entered into an ETA Financial Agency Agreement with the Department of the Treasury (Treasury).  The agreement outlines the duties of financial institutions designated as Financial Agents and ensures compliance with the ETA standards.


Federal Register Part III ETA Notice

For current ETA Providers

To ensure you are managing your ETA Program effectively, please use the following links:

Need help? Have questions?

The ETA helpline is open from 8 AM to 5 PM ET Monday through Friday. Call 888-382-3725.